Services

We are the leaders in creating Alkhidmat mortgages that fit every budget.

Services

Why Choose an Alkhidmat Loan?

Alkhidmat Foundation stands out as a distinctive loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) designed to assist those in need. Unlike conventional banks, Alkhidmat prioritizes social welfare over profit. They provide loans for a range of purposes, including business, education, and healthcare, with no hidden fees or processing charges. Applications can be submitted both online and in person at local branches, fostering a community-oriented approach. Alkhidmat’s mission is to reduce poverty by delivering accessible, transparent, and cost-free financial support.

Help people Get home

14K+

Established Since

1990

What we offer

Mortgages so simple, you see what you get.

Alkhidmat Individual Loan

The Alkhidmat Foundation offers personal loans of up to Rs. 5 million, with the maximum amount determined by factors such as your income, debt-to-income ratio, credit score, and employment status. To qualify, applicants must be between the ages of 18 and 60. You can check your loan status through the Alkhidmat Foundation website or by sending a “Hi” on WhatsApp. According to recent updates from the Alkhidmat Foundation, any Pakistani citizen with a valid National Identity Card (CNIC) can apply. You can visit a nearby Alkhidmat branch, call the loan helpline, or apply via the official website. To start your application, dial from your prepaid number.

Alkhidmat Car Loan

The Alkhidmat Foundation offers car loans with interest rates beginning at just 1% per annum. With up to 100% on-road financing, they simplify the process of purchasing your dream car. The Foundation provides flexible loan tenures, enabling you to choose a repayment period that fits your financial needs. The application process is straightforward, requiring minimal documentation and ensuring quick loan disbursement. Additionally, Alkhidmat offers pre-approved car loans for both new and used vehicles, allowing you to effortlessly drive away in your ideal car.

Alkhidmat Housing Financing

The Alkhidmat Foundation in Pakistan provides home loans for purchasing, constructing, or renovating residential properties. If you need quick financial assistance, the Alkhidmat Home Loan features a smooth application process, guaranteeing you receive the funds you require promptly. This service is ideal for anyone urgently seeking a loan in Pakistan. The Alkhidmat Foundation offers a straightforward application process that ensures rapid disbursal of funds, whether for buying a new home or undertaking renovations.

Alkhidmat Foundation Wedding Financing

The Alkhidmat Foundation provides wedding loans intended to cover all your wedding-related expenses, helping to make your special day exactly as you envisioned. You can borrow between PKR 5 lakh and PKR 50 lakh, with flexible repayment terms ranging from 12 to 60 months. These loans are unsecured, so no collateral is needed, and you can benefit from fast disbursal—often within 24 hours for existing customers.

Alkhidmat Business Financing

Applying for a business loan is straightforward and can be completed entirely online from your office. Alkhidmat business loans are tailored to quickly address short-term financial needs, usually receiving approval within hours and requiring minimal documentation.

Akhuwat Foundation Wedding Financing

The Akhuwat Foundation provides wedding loans intended to cover all your wedding-related expenses, helping to make your special day exactly as you envisioned. You can borrow between PKR 5 lakh and PKR 60 lakh, with flexible repayment terms ranging from 10 to 36 months. These loans are unsecured, so no collateral is needed, and you can benefit from fast disbursal—often within 24 hours for existing customers.

Application Process

All loan applications must be submitted either via our website or in person at one of our branches. It is essential that the information you provide is accurate and complete. Incomplete or false information may lead to the rejection of your application.

Loan Repayment

Repayment terms for each loan are detailed in the loan agreement. Borrowers are required to follow the agreed-upon repayment schedule. The Alkhidmat Foundation provides flexible repayment options, and there are no penalties for late payments or early repayments.

If you have any questions or concerns regarding these Terms and Conditions, please feel free to reach out to us.

Talk with a Lending Specialist.

Speak with a Lending Specialist for assistance with your loan.

At Alkhidmat Foundation, our mission is to offer interest-free financial support to those in need, striving to build a more just and equitable society.

Useful Links

Address

At Alkhidmat Foundation, our mission is to offer interest-free financial support to those in need, fostering economic empowerment and social justice. We strive to build a more equitable society by helping individuals and families achieve their dreams, ensuring that everyone has access to opportunities that can transform their lives for the better.

Useful Links

Address

Alkhidmat (Registration Number 2569250-0) is a non-profit organization which was registered in 1993 under Pakistan’s Societies Registration Act XXI of 1860. Alkhidmat is an approved NGO by Pakistan’s Federal Board of Revenue.