Apply today for the Alkhidmat Loan that suits your needs perfectly

Alkhidmat Foundation stands out as a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) designed to uplift those in need. Unlike conventional banks, Alkhidmat prioritizes social welfare over profit.

Who we are

Alkhidmat Foundation Loan

If you are considering applying for a loan from the Alkhidmat Foundation, you’re making a smart choice. Alkhidmat offers interest-free loans (Qarz-e-Hasna) to help individuals meet their financial needs while improving their quality of life. You can apply easily online, with loan options ranging from Rs. 50,000 to Rs. 50 million, all from the comfort of your home.

Alkhidmat provides five types of loans to suit various needs: Personal Loans, Student Loans, Wedding Loans, Business Loans, and Car Loans. Their application process is simple and user-friendly, allowing you to access ethical, interest-free support.

Established Since

1990

Welcome to the Alkhidmat Foundation

At Alkhidmat Foundation, our mission is to provide interest-free financial assistance to those in need, with a focus on creating a more fair and equal society. Guided by principles of social justice and compassion, we are dedicated to alleviating poverty and empowering individuals by offering ethical, accessible, and inclusive financial support.

Loans Without Interest

We provide interest-free financial support, empowering our clients to focus on achieving their personal and professional goals without worrying about additional costs or financial burdens.

No Additional Fees

After applying, we only take the file processing fee in advance, which is later refunded to you. We emphasize complete transparency, ensuring you understand everything clearly right from the beginning.

Adaptable and Convenient

We provide flexible repayment plans tailored to your financial needs, along with a simple and convenient application process that you can complete either in-person or online, ensuring timely support.

Our Value

Alkhidmat Foundation Financing

If you are considering applying for a loan from the Alkhidmat Foundation, you’re in the right place. You can easily apply online for loans ranging from Rs. 50,000 to Rs. 50 million, all from the comfort of your home. The Alkhidmat Foundation offers five types of loans: Personal, Student, Wedding, Business, and Car Loans.

In 2026, the Alkhidmat Foundation reintroduced its interest-free home loan program, allowing you to borrow amounts ranging from Rs. 100,000 to Rs. 6.5 million. Loans up to Rs. 100,000 are entirely interest-free, while loans exceeding this amount have a nominal interest rate of 0%, which may increase to 0.001% under the home loan scheme. To qualify, applicants must be Pakistani citizens aged between 16 and 75, living below the poverty line (with a poverty score under 30), and present a viable business plan. The program is set to launch in 30 days, and the Alkhidmat Foundation assures that no fees or payments are required before signing the loan agreement.

Services

Why Choose an Alkhidmat Loan?

Alkhidmat Foundation stands out as a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) aimed at helping those in need. Unlike traditional banks, Alkhidmat prioritizes social welfare over profit. They offer loans for various purposes, such as business, education, and healthcare, with no hidden fees or processing charges. Applications can be submitted both online and in person at local branches, promoting a community-focused approach. Alkhidmat’s mission is to alleviate poverty by providing accessible, transparent, and cost-free financial assistance, empowering individuals to improve their quality of life.

Help people Get home

25K+

Established Since

1990

What we offer

Our Services
Apply Now for a Brighter Future

Alkhidmat Personal Loan

The Alkhidmat Foundation provides personal loans of up to Rs. 2.5 million, with the loan amount determined by factors such as your income, debt-to-income ratio, credit score, and employment status. To qualify, you must be between the ages of 24 and 60. You can easily track the status of your loan application through the Alkhidmat Foundation’s website, providing you with real-time updates and transparency throughout the process.

Alkhidmat Business Loan

Applying for a business loan with Alkhidmat is simple and can be done entirely online from the comfort of your office. Alkhidmat’s business loans are designed to meet short-term financial needs, with quick approvals typically granted within hours. The application process requires minimal documentation, ensuring a smooth and hassle-free experience, allowing you to focus on your business without delays.

Alkhidmat Housing Loan

The Alkhidmat Foundation in Pakistan offers home loans for purchasing, building, or renovating residential properties. If you require fast financial assistance, the Alkhidmat Home Loan provides a streamlined application process, ensuring you receive the funds you need without any delays. This service is perfect for individuals seeking urgent financial support in Pakistan, allowing you to secure the necessary funds quickly and efficiently for your housing needs.

Wedding Loan

The Alkhidmat Foundation offers wedding loans designed to cover all your wedding-related expenses, ensuring your special day is everything you’ve dreamed of. You can borrow between PKR 5 lakh and PKR 50 lakh, with flexible repayment terms ranging from 12 to 60 months. These loans are unsecured, meaning no collateral is required. Additionally, you can benefit from fast disbursal, often within 24 hours for existing customers, making it easier to manage your wedding expenses with ease and peace of mind.

Auto Loan

The Alkhidmat Foundation offers car loans with interest rates starting at just 1% per year. With financing available for up to 100% of the on-road cost, they make it simpler for you to get your dream vehicle. Additionally, the Foundation provides flexible loan tenures, allowing you to select a repayment period that suits your financial situation.

Vehicle Loan

Application Process

All loan applications must be submitted through our website or in person at one of our branches. It’s crucial to ensure that the information you provide is accurate and complete, as any incomplete or false details may result in your application being rejected.

Loan Repayment

Repayment terms for each loan are outlined in the loan agreement, and borrowers must adhere to the agreed repayment schedule. The Alkhidmat Foundation offers flexible repayment options, with no penalties for late or early repayments.

If you have any questions or concerns about these Terms and Conditions, please don't hesitate to contact us.

Talk with a Lending Specialist

Speak with a Lending Specialist for assistance with your loan

Testimonial

Client Feedback

Our clients value the seamless loan process at the Alkhidmat Foundation, praising our supportive staff and flexible repayment options that make financial assistance accessible and stress-free.

Rated 4.7 out of 5

Davar Architecture

I received outstanding service from the Alkhidmat Foundation. The loan process was smooth, and their support made everything easy and accessible.

Wasil event planner

The Alkhidmat Foundation quickly provided me with a loan for my business. Their flexible terms and support have been incredibly helpful.

Samnan Project Manager

I'm thankful for the wedding loan I received. The process was straightforward, and the team was very supportive every step of the way.

Low Rate. Zero Hassles.

Get a free quote

At Alkhidmat Foundation, our mission is to offer interest-free financial support to those in need, striving to build a more just and equitable society.

Useful Links

Address

At Alkhidmat Foundation, our mission is to offer interest-free financial support to those in need, fostering economic empowerment and social justice. We strive to build a more equitable society by helping individuals and families achieve their dreams, ensuring that everyone has access to opportunities that can transform their lives for the better.

Useful Links

Address

Alkhidmat (Registration Number 2569250-0) is a non-profit organization which was registered in 1993 under Pakistan’s Societies Registration Act XXI of 1860. Alkhidmat is an approved NGO by Pakistan’s Federal Board of Revenue.

error: Content is protected !!

Apply today for the Alkhidmat Loan that suits your needs perfectly

Who we are

Alkhidmat Foundation Loan

Welcome to the Alkhidmat Foundation

Our Value

Alkhidmat Foundation Financing

Services

Why Choose an Alkhidmat Loan?

What we offer

Our Services Apply Now for a Brighter Future

Talk with a Lending Specialist

Testimonial

Client Feedback

Low Rate. Zero Hassles.

Get a free quote

Useful Links

Address

Useful Links

Address

Our Services
Apply Now for a Brighter Future