About Us

We are the leaders in creating affordable Alkhidmat that fit every budget.

Who we are

Why Choose an Alkhidmat Loan?

The Alkhidmat Foundation is a distinctive loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) designed to assist those in need. Unlike conventional banks, Alkhidmat prioritizes social welfare over profit. They provide loans for a variety of purposes, including business, education, and healthcare, without any hidden charges or processing fees. Applications can be submitted both online and in person at local branches, fostering a community-oriented approach. Alkhidmat’s mission is to alleviate poverty by delivering accessible, transparent, and cost-free financial support.

Established Since

1990

Obtain an Interest-Free Alkhidmat Loan

Alkhidmat loans are uniquely characterized by being completely interest-free. Grounded in the Islamic principle of Qarz-e-Hasna, Alkhidmat fosters social solidarity by offering loans that enable borrowers to steer clear of the burden of interest payments.

Loans Without Interest

We provide interest-free financial support, empowering our clients to focus on achieving their personal and professional goals without worrying about additional costs or financial burdens.

No Additional Fees

After applying, we only take the file processing fee in advance, which is later refunded to you. We emphasize complete transparency, ensuring you understand everything clearly right from the beginning.

Adaptable and Convenient

We provide flexible repayment plans tailored to your financial needs, along with a simple and convenient application process that you can complete either in-person or online, ensuring timely support.

Our Value

How to Apply in Just Two Simple Steps

To apply for a loan through the Alkhidmat scheme, simply follow these steps:

  1. Visit the Alkhidmat Foundation Website: Explore the various loan options available.
  2. Contact Alkhidmat Directly: Reach out for detailed information about specific eligibility requirements.

Typically, Alkhidmat provides loans to low-income individuals for small-scale entrepreneurship or other income-generating activities. To apply, gather the necessary documents, including your CNIC, proof of residence, income statements (if applicable), and any additional documentation required by Alkhidmat.

How will I know if my Alkhidmat loan is approved?

After submitting your application for the Alkhidmat loan, you can check your loan status on Alkhidmat’s official website (www.alkhidmat.online). Once approved, the loan amount will be disbursed to your bank account within a few hours.

Is the Alkhidmat Foundation real or fake?

The Alkhidmat Foundation is a legitimate loan scheme. It offers personal loans ranging from PKR 50 hazar to PKR 50 lakh, with terms of 1 to 5 years. As a subsidiary of HBL Bank, Alkhidmat is a reputable organization with an Ehsas program guide rating of 5 out of 5 stars. It has been operating for 15 years and holds a positive rating from the Better Business Bureau.

How much is the Alkhidmat loan limit?

You can secure a loan from the Alkhidmat Foundation ranging from PKR 50,000 to PKR 50 lakh online, all without any interest. 

No prepayment penalties. You can pay early without a charge.

 

The information provided about the Alkhidmat Foundation’s loan services is intended for general informational purposes only. While we make every effort to ensure the accuracy and currency of the details, loan terms, eligibility criteria, and application processes may vary. We recommend verifying the most recent information and conditions directly with the Alkhidmat Foundation before applying for any loan. We are not liable for any inaccuracies or changes in the loan offerings.

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